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If you have been thinking about investing in gold or silver with Investment Rarities, this article will provide the information that you need.
You will learn about its history, its products and services, and get an meaningful review of them.
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Background on Investment Rarities Inc.
Investment Rarities Inc. (IRI) started as a precious metals company back in the 1970s. Back then, investors were not very interested in silver and gold. However, over the next several years, the forecast that they made about precious metals came true.
They started to enjoy a long period of strong performance and growth. Today, the company is a leading gold company in the United States.
The company stuck to its philosophy of delivering physical metal and not using any leverage. To investors, that means what they buy is what they get. Integrity, quality, and service form the core of the company's philosophy.
Over the years, IRI has sold and delivered to investors more than $3 billion worth of bullion and coins.
Products of Investment Rarities
In addition to gold products, IRI offers silver products as well. These include bullion that you can hold in a precious metals IRA.
The silver and gold products include the American Gold Eagle, American Silver Eagle, American Gold Buffalo, Canadian Gold Maple Leaf, Canadian Silver Maple Leaf, and the Gold Austrian Philharmonic.
Silver Products
The 1,000-ounce silver bars are .999 pure. They come with the company's unparalleled silver storage facility with Brinks. This storage contract is between the investor and Brinks. IRI handles all of the logistics of transporting your silver to Brinks.
The facility has the best security, and it is insured so your holdings are safe. The physical silver that you purchased has your name on it so it is not mixed with the metals of other investors. Your metal is not used for any other purpose.
Precious Metals IRA
In the U.S., taxpayers can invest in gold and silver products such as coins, bars, or certificates. A lot of people like to have this choice to invest for their retirement.
Precious metals are not subject to U.S. income taxes, so this is something important to remember.
When you sell your gold bullion, you can defer any capital gains from your sale.
Why Invest Gold in Your IRA?
Individual Retirement Accounts (IRA) protect your retirement as well as your family's financial security.
These special accounts allow you to set aside tax protected savings that you can use in the future.
With these long term accounts it's important to allocate a significant portion to assets that are solid and reliable, so you have a secure and worry-free retirement.
You can have cash in an IRA, but that is devaluing at a rapid pace and inflation is out of control.
You need an asset that's dependable, retains it's value, and even increases in value over time, and there is no better asset for this than gold.
With the world's economy struggling through lockdowns, shortages, wars, and inflation, uncertainty has never been higher and investors are protecting themselves by placing physical gold in IRA's.
A gold IRA investment prospers from these crisis that negatively affect most other assets.
Risk is knowing the economic dangers and doing nothing to protect yourself and your family.
Safety is knowing the economic dangers and taking action to protect your financial future, and this easy to do with a gold IRA.
Precious Metals IRA Rollover Explained
A traditional IRA does not allow you to hold precious metals. To invest in precious metals for retirement, you need to set up a self-directed IRA, or a gold IRA, then do a rollover to transfer funds from the traditional IRA to the gold IRA.
It's called a rollover because you do not have to transfer all of your funds from one institution to another institution all at once. You can do this over time.
Gold IRAs come in different varieties. The most popular ones are the IRA and Roth IRA. There are many reasons why people would want to roll over their IRAs.
For retirement accounts, people can withdraw money from the account without penalties only when they have reached 59 1/2 years of age.
If it's a Roth IRA, they don't have to pay income taxes on the distribution because their contributions were made from post-tax dollars. A rollover lets people have access to those funds without getting taxed again.
Some investors who have a 401K or 403b from their employers want more control over investment options on their accounts. They want to manage their investments instead of letting the employer manage them.
What Causes Gold Prices to Go Up?
Gold is a desirable metal used in many applications such as watches, jewelry, and electronics. As demand for these products increases, the demand for gold goes up, too.
It is also more flexible to trade gold around the world. So, it is a good way to diversify your investment portfolio.
Gold also holds its value during economic uncertainty. Its value is not affected by monetary factors. So people see it as a haven to protect the value of their retirement investments.
As gold becomes an increasingly popular choice for retirement investing, gold prices will go up with the demand.
Investors like precious metals because historically, their value has little depreciation. Value remains stable or has increased. So, people like it as a solid investment.
What Is a Numismatic Coin?
The term "numismatic" has a loose definition in that it refers to coins that have qualities for which a collector would be willing to pay a premium.
When people compare numismatic coins to bullion coins, they are comparing the value of a collector's coin to a coin that is sold at a small premium over the spot price of the metal.
People invest in numismatic coins for their rarity, not really for the content of the precious metal. Bullion coins are purchased for their precious metal content, not because there's something special about the coin.
The law has a narrow definition for numismatic coins, but that's not always how people and coin dealers see it.
You should always invest in what works best for your goals, not by what a coin dealer says. When there is a downturn in the economy and inflation goes up, the value of things is reduced to their basic parts.
With precious metals, their value will be based on how much metal the product contains. Any premiums that you paid from a numismatic valuation that was done when the markets were still stable would be lost. Numismatic value is fragile.
FAQ
What's the size of the silver and gold products?
A silver bag has a face value of $1,000. It is about the size of a bowling ball and its weight is around 55 pounds. For easier handling, a silver bag is divided into two 28-pound half-bags.
They can be shaped in many ways, and several half-bags can fit into the large safe-deposit boxes in most banks. The 100-ounce silver bars are about six inches long, and each weighs about seven pounds.
A one-ounce gold coin is just a little bit bigger than the size of a half-dollar.
How is their liquidity?
For bid prices of bullion products, you should call Investment Rarities. The company executes trade orders at whatever the current market price is. The price comes from the national and international markets for gold, silver, and platinum.
When you sell, you send them the physical coins or bullion. You lock in the market price with the help of a broker. Investment Rarities will send you your payment.
If you have numismatic products, the company places them in a consignment inventory and sells them to you. Or, they can buy them from you based on how the market is.
What type of gold products should you purchase?
You should purchase coins instead of bullion. The coins that have been the most popular are the one-ounce American Eagles, the $20 Double Eagles, the Canadian Maple Leafs, the Austrian Philharmonics, and the Krugerrands.
Should you get silver coins or bullion?
You can get either one. The company recommends the 100-ounce silver bars issued by the large refiners and bags of silver coins dated before 1964.
Options for Storage
Investment Rarities uses the exceptional silver storage facility provided by Brinks.
If you wish to sell your precious metal products, you can pick them up, or you can request that they ship them to you. Investment Rarities takes care of all of the logistics of shipping your products to Brinks.
When you want to sell, IRI can take care of that for you. The company has sold more than $2.5 billion in silver and gold, so they are experts at it.
Reliable precious metal storage facilities are not easy to find. Therefore, IRI recommends that you start acquiring your silver assets now and store them at Brinks.
Why is it Important to Own Physical Gold?
Savvy investors know that owning gold is a way to build a solid foundation for your finances. Regardless of how the economy looks, that foundation does not waver. The most important reason for holding gold is because it can insure your wealth.
Ownership is also private, and your gold assets will grow steadily. Those are secondary reasons.
Gold has been a symbol of wealth since the dawn of civilization. So, why is there a renewed interest in gold in this new millennium? There are many reasons why gold prices keep going higher and higher.
Gold was bearish until around 2003-2004 when it started to wake up from hibernation. Gold prices topped at about $400 an ounce back then.
If you look at gold trade publications from 10 years ago, you will see that more than 35 well-known financial experts predicted that gold will reach over $2,000 an ounce.
Since that time, financial experts from around the world got on the bandwagon touting the benefits of gold ownership, even though other economists still hung on to the philosophy of John Maynard Keynes, saying that gold is a relic of the past.
These economists missed the mark.
In the current times of globalization, gold serves as a force that can unify what value is. Gold has been and continues to be a solid physical asset that has intrinsic worth that is essential in a marketplace that is interconnected.
Is Investment Rarities a Scam?
Investment Rarities Inc. is not a scam. It is real business that has been operating for about 50 years. It is one of the first dealers in precious metals in the U.S. It was not until the 1970's that the government legalized the ownership of gold again.
The company has an A+ rating from the Better Business Bureau. They resolve complaints efficiently. During the last three years, two complaints were filed about their products or service, but the details are not public.
Since the company has an A+ rating, we can assume that these complaints were resolved.
Pros
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Conclusion
Investment Rarities is a reputable company that offers its clients solid investment options.
They offer a wide range of precious metals in the approved proportions. Gold coins, bars, and bullion are part of their investment choices.
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I started BMOGAM Viewpoints as a way to compile all my views on investing in one place. I own my home, have some real estate, and own a few stocks like most people, but what really drives my interest in investing is I have a strong love of precious metals, especially gold.
