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Are you looking for a precious metals dealer to diversify your investment portfolio? Two options you might have considered are Rosland Capital and Lear Capital.
Both dealers provide a great selection of precious metals to add to your gold IRA account. But which one is the best option for your needs?
Today we're going to compare Rosland Capital and Lear Capital to help investors make the most informed decision for their portfolios.
Before we get started:
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What is Rosland Capital?
Rosland Capital considers itself the buyer's source for gold, silver, platinum, and palladium. The company was founded on the values of honesty, exceptional customer service, and public education.
Rosland Capital offers precious metals in physical form and direct delivery for precious metal-backed IRAs. The company also states that it can provide clients with the knowledge they need to make an informed decision about precious metals.
Rosland Capital was founded in 2008 in California by its CEO Marin Aleksov. They currently serve customers in the U.S. from Los Angeles.
But they also serve international locations through independent Rosland-branded companies in London, Paris, Munich, and Germany.
Learn more about Rosland Capital you may want to read our complete Rosland Capital review.
What is Lear Capital?
Lear Capital has been a precious metals dealer since 1997. The company offers long-term financial security and strives to maintain superior service.
The company states that it can help clients diversify their portfolios by purchasing bullion, acquiring premium rare coins, or adding physical gold and silver to their existing IRA account.
When working with Lear Capital, you will receive a personal account representative and benefit from a secure ordering environment.
Clients will also benefit from real-time reporting that keeps clients abreast with spot pricing, news about precious metals, and economic events.
This real-time reporting is designed to ensure that investors are in-the-know before making an investment decision.
Lear Capital is highly rated with an AAA rating from the Business Consumer Alliance. They are also a Professional Coin Grading Service Authorized Dealer.
Learn more about Lear Capital you may want to read our complete Lear Capital review.
Offered Products
Rosland Capital and Lear Capital both offer a wide selection of investment products to their clients. Here are some products offered by each company:
Rosland Capital offers an extensive list of precious metals. They pride themselves on offering everything you need from gold, silver, platinum, and palladium. Investors can either hold their metals or put them into a precious metals backed IRA.
Rosland Capital states that investors will find an inventory of high-quality products that will aid in portfolio diversification.
A few common products you will find are the Billie Jean King Cup 2022 Gold Coin, Players Championship 2022 Gold Coin, British Museum Roman Gladiator's Helmet Silver 1-Kilo Proof, and so much more.
Lear Capital offers several gold, silver, and platinum products for investors. Lear Capital does not appear to offer palladium, but they have a diverse inventory of quality precious metals to choose from.
A few common precious metal products you'll find are American Gold Eagle Coins, Gold British Sovereign Coins, Gold Kilo Bar, American Eagle Silver Coin, Proof Silver American Eagle, Silver Dime, and so much more.
Services
Let's take a look at some services provided by Rosland Capital and Lear Capital:
Rosland Capital provides a diverse range of precious metal products. However, the company does not appear to provide an option to open a gold IRA account.
Investors can take advantage of a free precious metals IRA kit but will need to choose a different company if they need to open an account.
With Lear Capital, clients can open or roll over a precious metals IRA account. There are a few steps involved if you would like to open an account with them. The first thing you'll need to do is provide the primary account holder's information.
This includes basic information like your first and last name, email address, phone number, and address. Once you fill out this information, you will submit the form and be prompted to the next steps.
Company Reviews
When choosing a precious metals dealer, it's important to consider reviews. Here is some of what people are saying about both companies:
According to Trustpilot, Rosland Capital has received a poor rating of 2.6 out of 5 with 8 reviews. Some customers have stated that Rosland Capital is aggressive when it comes to cold calling.
More specifically, it appears that the company tends to cold call older adults to convince them to purchase precious metals for their IRA account. Some customers have also questioned the validity of their pricing for products.
According to Consumer Affairs, Lear Capital has received an average rating of 4.7 out of 5 with over 1000 reviews.
Customers have stated that ordering precious metals on their website was an easy process and that working with them was a positive experience.
Other customers have also stated that they couldn't be happier with their experience and that representatives were more than willing to answer their questions.
Additionally, customers also said that representatives were professional and personable, adding to a positive experience.
Compared to Rosland Capital, Lear Capital has more consistently positive reviews. Customers appear to be pleased with the services provided by Lear Capital.
On the other hand, Rosland Capital has a few negative reviews that investors should take note of.
Company Highlights
Let's take a look at a few highlights offered by each company:
Educational Material: Rosland Capital provides quite a bit of educational material to help clients safeguard their investments.
Gold Kit: Investors can take advantage of a free gold kit.
Benefits: Rosland Capital offers $1000 and up to $15,000 free gold and silver.
Real-Time Pricing: Lear Capital offers real-time precious metals pricing for gold, silver, and palladium.
News: The company offers the latest news regarding silver and gold to keep investors informed.
Investor Kit: Clients can take advantage of a free investor kit.
Pros and Cons of Rosland Capital and Lear Capital
Let's take a look at the advantages and disadvantages of working with these dealers.
Rosland Capital
Here are some pros and cons of Rosland Capital:
Rosland Capital has been recognized by several trusted companies. It is a BBB Accredited Business with an A+ Rating. The company is also part of the Business-Consumer Alliance, the NGC Authorized Dealer, and PCGS.
Among its competitors, Rosland Capital offers a diverse range of precious metal products and rare coins for investors to choose from.
If you're interested in precious metal products that you might not find with other precious metal dealers, Rosland Capital may be worth checking out.
Rosland Capital does a good job of offering several educational resources for investors to learn more about precious metals and grow their portfolios with ease. If you're a new investor, taking advantage of these resources is a great way to learn.
Rosland Capital has some positive reviews, but several negative reviews should be taken into consideration. Customers have stated that the company was aggressive and tend to take advantage of those who are more vulnerable, such as seniors.
Additionally, some customers stated that they questioned the validity of the company's product prices. With that said, it's best to utilize a second source for market prices if you decide to purchase a product with Rosland Capital.
While not all precious metal dealers offer product information on their inventory page, it's always a nice touch to include product pricing for the client's convenience. To get product price information, you must give them a call.
Another thing to consider with this is the fact that some customers have questioned whether the company was charging a fair price for products. Once again, it's essential to double-check all prices before making a purchase.
Another downside to Rosland Capital is the fact that there is no option to open a gold IRA account. You will need to have an existing IRA account or open an account with a different company. Rosland Capital is strictly a precious metals dealer.
Lear Capital
Here are the pros and cons of choosing precious metals with Lear Capital:
Lear Capital is a highly-rated precious metal dealer. They are a part of several organizations including the Business-Consumer Alliance, Consumers Advocate, PCGS, NGC, ICTA, and more.
Another advantage of Lear Capital is that they have maintained positive reviews through several trusted platforms. Compared to Rosland Capital, Lear Capital holds a more positive reputation.
Customers have stated that Lear Capital is professional, knowledgeable, and more than willing to help. Some customers have also stated that they offer high-quality products that can be converted to a precious metals IRA account.
For investors looking for a quality precious metals dealer, Lear Capital appears to be a good choice and seems to be a good company to diversify your portfolio with.
While Lear Capital only offers gold and silver precious metals, they offer gold and silver that are eligible for a gold IRA account. This provides investors with more options and enables them to strategically diverse their retirement portfolio.
Lear Capital isn't just a precious metals dealer. The company also offers an option to open a gold IRA account. This is always a nice addition as it provides investors with everything they need to meet their investment needs.
For those that don't have an existing gold IRA account or would like to start another account, it's easy to get started with Lear Capital. What's even better is that the process to get started with the company is quite simple.
Investors can begin the application online by providing some basic personal information. If you have any questions, you can always contact someone from their customer support to help you throughout the process.
Lear Capital has several strong points. But one possible con to keep in mind is that the company is limited when it comes to its options for precious metals. Lear Capital specifically deals with gold and silver.
If you're interested in palladium or other investment opportunities, you will not find it with Lear Capital.
For investors that want to expand beyond gold and silver, Lear Capital may not provide the value you're looking for so keep this in mind before moving forward.
Rosland Captial vs Lear Capital: Which is Best?
Rosland Capital and Lear Capital are both precious metal dealers that may be a great choice for investors.
Rosland Capital offers some of the most diverse range of precious metal products compared to its competitors. If you're looking for new ways to diversify your retirement portfolio, Rosland Capital may be a good company to explore.
While Rosland Capital has a diverse range of products, there are a few things to keep in mind. For starters, the company does not offer an option to open an IRA account with them.
You will need an existing IRA account or open a new one with a different company. Another thing to keep in mind is that the company has had several poor reviews that shouldn't be ignored. It is unclear how reputable of a company Rosland Capital is.
Customers have stated that the company is aggressive and specifically targets vulnerable individuals to get them to purchase precious metal products with them.
Other customers have stated that Rosland Capital may not be offering a fair price for its products. Investors should proceed with caution if they are interested in getting started with Rosland Capital.
Lear Capital appears to be a trusted company that has garnered several positive reviews from customers.
Most customers have stated that they are knowledgeable about precious metals investments and that the team at Lear Capital is professional and willing to assist in all areas.
Additionally, it appears that Lear Capital offers several high-quality gold and silver products for your precious metal IRA account. If you need to open an IRA account, you can easily do so by clicking the link on the company's website to get started.
Keep in mind that Lear Capital exclusively offers gold and silver precious metal products. If you're looking for other products to diversify your portfolio, you will need to choose another company.
Conclusion
So which company is right for you?
Both companies have great potential when it comes to investing. When it comes down to the two options, Lear Capital is the better choice considering the company's positive reputation.
But, at BMOGAM Viewpoints we have researched the entire precious metals industry and have rated and reviewed every company,.
We created a list of the best Gold Investment Companies to help investors avoid scams and only work with the most repeatable dealers in the industry.
We strongly recommend you read our short list of the Best Gold Investment Companies because you can see the very best companies in this industry. The companies on our list made it after a rigorous selection process after hundreds of hours of research.
You can get a Free Gold Investors Guide from our top gold and precious metals company recommendation by clicking the link above or you can read our article of the top companies we reviewed this year:
>> CLICK HERE to read our list of the Top Gold IRA Companies. <<
Or, if you like what you have read about Lear Capital or Rosland Capital, you can go to there website below:
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I started BMOGAM Viewpoints as a way to compile all my views on investing in one place. I own my home, have some real estate, and own a few stocks like most people, but what really drives my interest in investing is I have a strong love of precious metals, especially gold.
