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The world is undergoing a global economic crisis in these uncertain times, and the equity markets have become unpredictable. Many IRA investors are skeptical of their accounts being excessively exposed to the stock market.
Inflation caused by endless money printing and reckless government spending has caused more and more investors to seek the safety of precious metals to protect their retirement.
Investing some IRA savings in precious metals such as gold, silver, or even platinum can be attractive to some people.
The detailed guide below illustrates how IRAs can be used to invest in bullion, actual precious metal coins, and the impact of these investments on the federal income tax.
We have selected the best companies based on our research and also from feedback from our readers that have used our recommendations.
#1
Goldco
Goldco is one of the most trusted in the industry, and its account representatives go the extra mile to make sure that both existing and potential customers receive all the information needed to make an informed decision.
#2
Augusta Precious Metals
Exceptional level of customer service: 1000s of top ratings, 100s of customer reviews, and endorsements by conservative talk show hosts and hall of fame quarterback Joe Montana.
Known for one-on-one educational web conference designed by on-staff, Harvard-trained economic analyst.
#3
American Hartford Gold
American Hartford Gold is a family owned company that made the Inc. 5000 list of America’s fastest-growing private companies.
#4
Lear Capital
Lear Capital has been around for over 25 years and is a pioneer in holding physical precious metals in self-directed IRAs.
#5
Birch Gold Group
Birch Gold Group has established a solid reputation for close to two decades handling physical precious metals.
#1 Goldco
Goldco specializes in helping investors that have an IRA, 401(k), 403(b), TSP, savings or similar tax-efficient retirement account, protect their savings with an IRA that is allowed to hold physical precious metals.
While precious metals IRAs are Goldco's specialty, they also offer direct sales of gold, silver, platinum, and palladium, to clients looking for a safe haven against out of control inflation.
Goldco can help you reduce the volatility in your retirement portfolio by adding exposure to the the stability of gold and silver in an IRA.
They will be there for you every step of the process to ensure that your rollover stays within IRS guidelines and you don't get a tax penalty.
Join the thousands of Goldco customers that have safeguarded their wealth with gold and silver that can not be devalued and printed into oblivion.
- Highest Buyback Price Guaranteed
- Rated A+ by the Better Business Bureau and Triple A by Business Consumer Alliance with ethical business practices that have resulted in thousands of satisfied customers and positive reviews.
- 100% FREE IRA Rollover
- No high-pressure sales tactics
- Biggest Promotions in the industry (speak to a Goldco Specialist to learn more)
- $25,000 minimum investment, which may be too much for some investors
Get Started Today with a FREE Gold Kit from Goldco.
#2 Augusta Precious Metals
Augusta Precious Metals has risen to the top of the industry, and secured the runner up position on our list due in part to their white glove customer service.
The famous 49'ers quarterback Joe Montana is a client. He loved their mission so much that he also became their paid ambassador.
Joe Montana asked his financial advisors to find a way to protect his wealth and they selected Augusta Precious Metals for him over others.
Augusta Precious Metals mission is to empower investors to take control and protect their savings by diversifying with gold and silver in tax-advantaged IRA accounts.
Augusta has tons of positive reviews with many clients thanking the company for the unique one-on-one educational web conference designed by Augusta’s on-staff, Harvard-trained economist.
Augusta Precious Metals know investors are worried about inflation, volatility, and uncertainty in the world right now.
They help their clients gain peace of mind and by walking them through creating their precious metals IRA, and they remain on hand for you with account lifetime customer service.
Real Customer Reviews:
"Transferred two old 401k's to Augusta Precious Metals. was very easy, and the staff answered any Questions I had. took about two or three weeks from start to finish. I would highly recommend Augusta to anyone!"
- Jeffrey of Kaukauna, WI 5 star rating on Consumer Affairs
- No high-pressure sales tactics
- Zero fees for up to 10 years - everyone qualifies.
- Money magazine's "Best Overall" Gold IRA Company in 2022
- Rated A+ with the BBB and AAA with the BCA
- ZERO fees for up to 10 years (everyone qualifies)
- $50,000 minimum investment, which may be too much for many investors
#3 American Hartford Gold
Located in Los Angeles, California American Hartford Gold has achieved tremendous success in a short time since its founding in 2015.
American Hartford Gold specializes in creating physical precious metals IRAs for investors looking to protect against turbulent times for generations but they also work with clients that are looking to make individual purchases of gold and silver to have discreetly delivered to their doorstep.
American Hartford Gold works hard to provide customized solutions to help individuals and families diversify with the most reliable IRA-approved physical gold and silver products.
The company believes in education is the key to success for their clients. Because of this clients have access to their Data Center, live precious metals charts and constant access to an account representative.
The customer service team is at your service to answer your questions and make the process of acquiring gold and silver as easy as possible.
American Hartford Gold has transparent pricing and reasonable IRA fees. Specifically, they don't charge any IRA fees, but your self-directed IRA institution does and these fees are generally about $180 a year.
Depending on the size of your order, American Hartford Gold may be able to cover these fees for you. Be sure to ask a representative about this when you contact them.
As far as precious metals storage options are concerned, AHG can deliver the products discreetly to your doorstep for individual cash purchases.
For IRA purchases, clients can choose from a list of several IRS-approved depositories located across the country that American Hartford Gold can deliver directly to.
AHG has made it so opening an account online is easy, and only takes a few minutes. Their account representative will walk you through opening an account and filling out paperwork.
You can get your account created and funds transferred over in as short as 3 business days.
The minimum investment is just $10,000. This is among the lowest for precious metals IRAs and a good option if you only want to transfer a small portion of your IRA into physical precious metals.
- Only firm endorsed by Bill O’Reilly and Rudy Giuliani
- Has an excellent customer ratings
- Inc. 5000 list of America’s fastest-growing private companies.
- Minimum investment is $10,000
- No pricing listed on the website
- No options for international shipping
#4 Lear Capital
Noble Gold has been helping clients secure their retirement savings with precious metals for over 20 years.
They help ensure their client's wealth with safe and simple ways to buy precious metals with an understanding of how to increase investment value for them.
Noble Gold calls precious metals "Security You Can Hold".
Believe it or not, most investors do not have any physical precious metals in their investment portfolios. Noble Gold educates clients how gold and silver can help to stabilize their investments and keep their retirement secure.
Precious metals are real, tangible assets that have historically run on opposite tracks to stocks, currency, and paper-backed assets, giving smart investors a buffer against political and economic risk.
Noble Gold makes buying precious metals inside of a tax-protected IRA simple and they handle nearly all of the paperwork for their clients.
- Up to $5K in free silver on qualifying accounts
- Customer Support 1:1 Phone & Video Support from a Precious Metals Specialists available Mon-Fri 9am-5pm
- 100% Free shipping & insurance so you can invest with confidence
- It is not possible to make purchases online
#5 Birch Gold Group
Birch Gold Group is an established company that specializes in bullion and precious metals.
In these uncertain times, Birch Gold Group takes pride in showing investors how precious metals investments can protect their retirement, even as the economy gets shaky.
Their mission is to empower clients through knowledge. They listen to all of their client's objectives, motivations and concerns.
Your Birch Gold Group representative will give you an opportunity to ask any question, about precious metals or our company, and they will give you a straight-forward answer.
Since 2003 Birch Gold Group has been helping customers diversify their portfolios with gold, silver, platinum, and palladium. They do this with most clients by creating precious metals IRAs making the setup process feel smooth and simple.
Birch also works with clients that want to make direct cash purchases of precious metals as well.
If you're concerned about the dollar’s consistent loss in value or the uncertainty of the stock market, diversifying into a precious metals IRA can give you peace of mind.
- Birch Gold Group allows you to invest in silver, gold, palladium, and platinum
- The free information kit provided by the company will help you learn more about setting up a Gold IRA
- You also have the option of purchasing precious metals for personal investment in addition to the IRA-approved coins
- Minimum investment of just $10,000, which is one of the lowest available.
- The company does not list all the fees charged to account holders on the website
I started BMOGAM Viewpoints as a way to compile all my views on investing in one place. I own my home, have some real estate, and own a few stocks like most people, but what really drives my interest in investing is I have a strong love of precious metals, especially gold.
