IRA Financial Group Review

IRA Financial Group Review

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Establishing an IRA and ensuring financial security for retirement is a fundamental priority for both individuals and the American government.

The IRS strongly advocates for Americans to save diligently for their retirement years, a task that often presents considerable challenges.

IRA Financial Group offers a solution by providing expert guidance designed to accelerate the growth of your IRA savings beyond what traditional investments like stocks, bonds, or mutual funds typically offer.

In this article, we will explore the benefits of using a professional IRA firm compared to managing your account independently. We will also examine any potential drawbacks or risks associated with choosing an IRA firm like IRA Financial Group.

Additionally, we will look into how this service operates and what you can expect when investing with them.

Before we get started with this review:

We understand how difficult it is to pick a company that you can trust with your hard earned savings.  That's why we create informative and useful information to give you as much knowledge as possible to make the right decision.

We created a list of our highest recommended investment companies, to make comparing and choosing the company best suited to your needs as easy as possible.

Look to see if the IRA Financial Group was selected to our "highest recommendation" list this year!


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About IRA Financial Group

mobile view of the website

IRA Financial Group is a company that specializes in Individual Retirement Accounts or IRAs. The firm was founded by Adam Bergman, a former tax attorney.

IRA Financial Group uses the newest banking technology to help people save their money in an IRA, Self-directed IRA, 401(k), or another retirement account.

They also offer consultations about self-directed IRAs and give information on investing your retirement money properly.

IRA Financial Group employs licensed financial professionals who are very familiar with the self-directed IRA investing process and can help you get started on or add to your existing retirement account investments or retirement plan.

How IRA Financial Group Works

The company acts as what they call a "fund administrator." This means that they maintain the retirement account and help you start new IRA investments. They're registered with the IRS and provide individualized service and attention. 

IRA Financial Group has made it a priority to make investing in alternative assets for a retirement account as easy as possible.

To do this, they use certain technologies and banking procedures to make the process as smooth and straightforward as possible for their clients.

They can explain your current retirement account and suggest investments that may suit you better than those already held in it. They also recommend strategies that will help you save money by avoiding taxes or helping save money for retirement.

One thing to like about how they work is their full transparency on fees. They are displayed on the website, including:

  • Self-Directed IRA: $300 per year.
  • Self-Directed IRA LLC: $999 one-time fee or $300 per year.
  • 401(k): $999 one-time fee; $199 per year.
  • ROBS Solution: $2,500 one-time fee or $100 per month.

Self-Directed IRAs

You get access to self-directed IRAs with IRA Financial Group. Options available are either the standard Self-Directed IRA or a Self-Directed IRA LLC. 

The self-directed IRA is an investment strategy that allows you to buy real estate, gold, and other tangible investments.

This type of retirement plan lets you access your money without penalty. 

gold savings going up

The benefits of the self-directed IRA are that it is easy to start with IRA Financial Group; most have no minimum required amount to get started, and you do not have to use the IRA Financial Group investment strategy. 

You can create your plan for making investments that work for you.


This is IRA Financial Group's alternative to the self-directed IRA. You can invest in anything that the Internal Revenue Code authorizes. 

In this plan, you can contribute about $60,000 to your account. The 401(k) plan also has a more extensive range of investments you can make. In emergencies or unplanned expenses, you can withdraw up to $50,000. 

IRA Financial Group makes the self-directed and solo 401(k) plans easy to understand and gives you a consultation about which one is best for you.

The company also provides educational resources to help you make investment decisions with your retirement money. 

Get in touch with the IRA Financial Group to learn more about this option.

ROBS Solution

IRA Financial Group's ROBS Solution is another way to invest money with your IRA. First, you need to set up a C Corporation. 

A C Corporation is a new company that is 100% owned by you. You transfer money from your IRA or existing retirement account into the corporation and then pay yourself. In turn, these payments can be made as tax-free dividends. 

The ROBS solution lets you take money from your retirement account and use it as a down payment on a business so that you can invest in yourself or someone else's small business without penalty. 

You can reach out to IRA Financial Group to get more information if this is a viable option for you.

Why Put Gold in Your IRA?

Individual Retirement Accounts (IRA) protect your retirement as well as your family's financial security.

These special accounts allow you to set aside tax protected savings that you can use in the future.   

With these long term accounts it's important to allocate a significant portion to assets that are solid and reliable, so you have a secure future. 

a couple listening to a financial advisor

You can have cash in an IRA, but that is devaluing at a rapid pace and inflation is out of control

You need an asset that's dependable, retains its value, and even increases in value over time, and there is no better asset for this than gold. 

With the world's economy struggling through lockdowns, shortages, wars, and inflation, uncertainty has never been higher and investors are protecting themselves by placing physical gold in IRA's. 

A gold IRA investment prospers from these crisis that negatively affect most other assets. 

Risk is knowing the economic dangers and doing nothing to protect yourself and your family. 

Safety is knowing the economic dangers and taking action to protect your financial future, and this easy to do with a Gold IRA.

Investment Opportunities

circle displaying investment options

IRA Financial Group has several investment opportunities available, including real estate, gold, and cryptocurrencies. They offer advice on how to get the most from your self-directed IRA and help you start new investments. 

Their website offers extensive educational resources on their website and articles that can give you some ideas about what you might want to invest in. They also aim to answer every question you might have before partnering with them.

Customer Complaints

We browsed through various trusted review sites such as the Better Business Bureau(BBB), Business Consumer Alliance, and Trustpilot to gather enough information on this. 

Carefully exploring customer experience with the company is vital to ensure you are not wasting your time and efforts with any IRA financial company.

guy sitting on top of a question mark

It's an important decision to entrust your hard-earned money to a company.  It is best if you have complete trust in the precious metals company you choose to work with. 

The final verdict was that the overall reviews were positive. Customers who had issues were mainly resolved amicably without going through lengthy legal processes. The only hindrance to this research was the scarcity of reviews. 

Feel free to conduct more searches on the ratings associated with IRA Financial Group. This can give you a clearer picture of what other customers are saying and their experiences.

This will also help influence your decision on whether to take them on as partners or not.

"My customer rep who signed up with me left the company within a year of me joining. Getting funds into Gemini and out has been a pain to do. $90 a quarter just to have the account is probably more affordable than most crypto IRAs out there, they seem to be getting better. Research first"

- Shaman on Trustpilot

"Wonderful timely service. Very helpful in answering all my questions. I highly recommend IRA Financial Group!"

- Beth B. on BBB

Is IRA Financial Group a Scam?

Being in business for over ten years and having a physical location, we are confident that they are not a scam.

This is itself one positive thing to note about this financial group since it specializes in creating self-directed IRA, Solo 401(k)s, Robs Solution, and by making investments with your retirement account that is allowed within the tax code of the United States. 

With this information, you can compare and contrast other companies in the same line of business. You can identify what makes them different from one another. We've looked at various investment opportunities that they offer.

This is usually a number one factor in choosing which company you want to trust with your financial future.  The IRA Financial Group has resolved most issues amicably, which is another positive thing to note.

Features of using IRA Financial Group

  • You can invest in anything allowed within the tax code if you choose IRA Financial Group through self-directed IRA, Solo 401(k)s, and Robs Solution.
  • Offers guidance and help on how to get the most from your self-directed IRA and how to start new investments.
  • With IRA Financial Group, you can choose to invest in gold and cryptocurrencies, two top-rated investment options right now. They also offer guidance on how to get the most from your self-directed IRA.
  • They have been operating for over ten years and have a physical location which is more reassuring than most companies that are usually online based.


  • It offers advice on how to get the most from your self-directed IRA and helps you start new investments.
  • IRA Financial Group has a physical location which is also very reassuring.
  • They are accredited by the Better Business Bureau, one of the most trusted companies in this line of business.
  • You can choose to invest in gold and cryptocurrencies.
  • Customer complaints mainly were resolved amicably.


  • The few online reviews available on the business make it challenging to find out more about the company and what they offer.


IRA Financial Group is an IRA custodian company. This means that they will keep your retirement account safe and secure. They offer investment opportunities such as real estate, gold, and cryptocurrencies. 

They have financial professionals on staff who will assist you in making the most out of your retirement account, and they even offer to help you start new investments so long as these are allowed according to their tax code.

IRA Financial Group is an ok company, but they are not the best choice if you are looking for help with a gold and precious metals IRA, like other companies we have written about on this website.

You can get a Free Gold Investors Guide from our top gold and precious metals company recommendation by clicking the link above or you can read our article of the top companies we reviewed this year:

>> CLICK HERE to read our list of the top gold investment companies. <<

Or, if you like what you have read about IRA Financial Group, you can go to their website below: