The Best Gold Backed IRA

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With the global financial market starting to break there are more investors rushing to protect their savings with gold.

Unfortunately there are so many precious metals companies out there offering gold backed IRAs, how are you to know which are the best?

Well do not worry, we have researched every precious metals company in this industry (there are several hundred) and we compiled a short list of the very best ones, with our top pick being head and shoulders above the entire industry.

While you'll find similarities between many investment companies, the top companies have qualities that help them to rise above the rest. The companies listed below are highly professional and have very fair fees.

They make investment simple and prioritize customer service. If you're interested in investing in precious metals, the companies listed here are all excellent options.


Goldco Precious Metals

Goldco Precious Metals

Goldco is the Most Trusted in the industry, and its account representatives go the extra mile to make sure that both existing and potential customers receive all the information needed to make an informed decision



Augusta Precious Metals-Small

Augusta Precious Metals

Free, tailored one-on-one educational web conference designed by Augusta’s on-staff, Harvard-trained economist.

Top rated and reviewed gold IRA company.



american hartford gold logo

American Hartford Gold

American Hartford Gold is a family owned company that made the Inc. 5000 list of America’s fastest-growing private companies.



birch gold group logo

Birch Gold Group

Birch Gold Group has established a solid reputation for close to two decades handling physical precious metals.



noble gold logo

Noble Gold

Noble Gold finds itself on this list as one of the best options for small investors due to its low minimum investment required and extensive educational resources provided.


#1 Goldco

While many of the gold IRA companies listed here excel in customer service, Goldco stands ahead of the rest. They go above and beyond to make sure that both existing and prospective customers are fully educated before making investment decisions.

Goldco works hard to earn the trust of consumers. The information that they provide is both factual and well-organized, making it easy for customers to learn everything they need to know.

Since Goldco was first established over a decade ago, the company has become known for its fantastic customer service.

All customers receive white-glove service from Goldco, whether they're creating an account for the first time or making a new purchase. This means that they can directly work with a specialist that provides them with guidance. 

There's an impressive education center on the Goldco website. Here, you'll find videos, a detailed blog covering many subjects related to investment, and even several e-books.

Goldco prioritizes customers, and that's helped it earn the best possible ratings from both the Better Business Bureau and the BCA. Furthermore, their reviews from Trustpilot and Consumer Affairs are excellent. 

If you'd like to find out more about topics like account minimums, storage, custodians, and fees, you'll need to reach out to Goldco. If you provide the company with your contact information, you can also receive a free guide. 

The bulk of the account setup process can be handled online. You can transfer your current retirement fund to Goldco via 401(k) and IRA rollovers.

To learn more, please read our complete Goldco Precious Metals review.


  • Best Gold IRA service
  • Low fees
  • Customers love them
  • Fantastic reviews
  • Biggest Promotions in the industry (speak to a Goldco Representative to learn more)


  • $25,000 minimum investment, which may be too much for some investors

Get Started Today with a Free Gold Kit from Goldco.

#2 Augusta Precious Metals

This family-owned business has been working with investors for almost five decades. Augusta Precious Metals serves as a partner to investors, offering self-directed IRAs and a wide selection of precious metals. 

With the company's support, it's possible to use precious metals to grow your savings, build weather, or prepare for retirement.  Since precious metals IRAs are self-directed, there are benefits investors can take advantage of, such as tax deferment.

The representatives at Augusta will provide investors with all the information and support they need.  Augusta Precious Metals provides a full week of protection to investors buying premium metals. Once the order is confirmed, the rate will be locked in.

Orders for premium silver and gold can be canceled for any reason within 7 days.
Other purchases are final once the order has been confirmed. When purchasing bullion, rates will be locked in after payment is received. 

If you choose to purchase precious metals or open a gold IRA through Augusta, you may be eligible to receive a bonus of as much as $2,000 in silver. When making a larger order, investors may be eligible for a quantity discount. 

Because Augusta is a well-established company with close to 50 years of experience, they're an excellent choice for investors interested in gold and precious metals IRAs.

The customer support is phenomenal, and staff members are always available to answer questions and provide advice.

With the support of Augusta Precious Metals, consumers can use gold and precious metals to build a diverse investment portfolio.

To learn more, please read our complete Augusta Precious Metals review.

Positives of Augusta Precious Metals:


  • Easy gold IRA setup
  • Transparent pricing
  • Top Reputation
  • Low Gold IRA fees


  • $50,000 minimum investment, which may be too much for some investors

#3 American Hartford Gold

Located in Los Angeles, California American Hartford Gold has achieved tremendous success in a short time since its founding in 2015.  

American Hartford Gold specializes in creating physical precious metals IRAs for investors looking to protect against turbulent times for generations but they also work with clients that are looking to make individual purchases of gold and silver to have discreetly delivered to their doorstep. 

American Hartford Gold works hard to provide customized solutions to help individuals and families diversify with the most reliable IRA-approved physical gold and silver products.  

The company believes in education is the key to success for their clients. Because of this clients have access to their Data Center, live precious metals charts and constant access to an account representative.

The customer service team is at your service to answer your questions and make the process of acquiring gold and silver as easy as possible.

American Hartford Gold has transparent pricing and reasonable IRA fees. Specifically, they don't charge any IRA fees, but your self-directed IRA institution does and these fees are generally about $180 a year.

Depending on the size of your order, American Hartford Gold may be able to cover these fees for you. Be sure to ask a representative about this when you contact them.

As far as precious metals storage options are concerned, AHG can deliver the products discreetly to your doorstep for individual cash purchases.

For IRA purchases, clients can choose from a list of several IRS-approved depositories located across the country that American Hartford Gold can deliver directly to. 

AHG has made it so opening an account online is easy, and only takes a few minutes. Their account representative will walk you through opening an account and filling out paperwork. 

You can get your account created and funds transferred over in as short as 3 business days. 

The minimum investment is just $10,000. This is among the lowest for precious metals IRAs and a good option if you only want to transfer a small portion of your IRA into physical precious metals. 

To learn more, please read our complete American Hartford Gold review.


  • Only firm endorsed by Bill O’Reilly and Rudy Giuliani
  • Excellent customer ratings
  • Minimum investment is only $10,000


  • No pricing listed on the website
  • No options for international shipping

#4 Birch Gold Group

This precious metals investment company has been working with clients for almost two decades. Birch Gold Group offers gold and other precious metals such as silver, palladium, and platinum. Investors can purchase precious metals for their use or IRAs. 

Rolling over a retirement account or opening a brand-new IRA is easy thanks to Birch Gold's IRA department, which is in-house. 

One of the goals of Birch Gold is to make sure that investors have ample information about the advantages and drawbacks of investing in precious metals. 

Clients are treated as individuals, and the company provides customers with information, advice, and education that is tailored toward their golds. 

If you open an IRA through Birch Gold, you'll be able to put precious metals in a retirement account. With the company's support, you can ensure that any purchases you make are in line with the criteria the IRS has established for IRAs. 

In addition to precious metals, you have other options available, such as mutual funds, stocks, bonds, mortgages, real estate, and even private loans. This will allow you to diversify your holdings. 

Birch Gold wants its clients to make the best possible investment decisions, which is why the company advises customers to diversify investments. The company makes it clear that you won't become rich overnight with precious metals. 

Birch Gold is an excellent option for both novice investors and those who have been buying precious metals for years. Not only will clients get the support they need to get started, but they'll continue to receive advice and information after investing.

To learn more, please read our complete Birch Gold Group review.


  • Lowest minimum Gold IRA
  • Best customer education
  • Free shipping
  • Top customer reviews


  • They only do business with U.S. clients 

#5 Noble Gold

Noble Gold was founded in 2016, making it a more recent addition to the gold IRA industry. While this company may be new to the scene, it's already built a positive reputation.

The requirements for investment are very low, and there are in-depth resources available to investors that want to learn more. It's an ideal option for anyone new to precious metals.

Furthermore, Noble Gold has also received positive feedback from the Better Business Bureau, which awarded them an A- rating, and Consumer Affairs, who gave the company 5 stars.

On top of that, Noble Gold has not received any BCA complaints over the past three years.  Investors that work with Noble Gold have many resources available to them, making it easy to get information when it's needed.

Consultations are also available for prospective investors.  During this meeting, the consumer's goals and needs are discussed. From there, the investor is connected with a specialist that can provide them with guidance and information.

Would-be customers are never pressured. Instead, they're given the information they need to make smart investment decisions.  While there are other companies with lower fees than Noble Gold, the fees that the company does charge is very reasonable.

There is no setup fee for new customers, but accounts will have to pay a yearly service fee of $80.  Furthermore, investors will be charged $150 for storage each year. Fees are consistent regardless of the size of the account.

Furthermore, the fee fully covered segregated storage costs.  Since Noble Gold has a large network of suppliers and partners, investors can buy gold at a very competitive price.   Furthermore, a flexible buy-back service is available.

Before making a purchase, prospective customers are free to explore the resources available on Noble Gold's site. Once they've found enough information, they can reach out to a representative to create an account.

It's possible to begin the registration process online, but a representative will be needed to finish creating the account.

To learn more, please read our complete Noble Gold review


  • Flat service and storage fees
  • Not required to pay a setup fee
  • Low minimum investment
  • Zero complaints


  • They do not have an option if you need international storage

Honorable Mention: Regal Assets

It's important to have expert support when rolling over an IRA. Because Regal Assets specializes in IRA rollovers, clients can benefit from the company's experience and expertise. If you're planning on an IRA rollover, there's no better option available to you.

Since Regal Assets was founded more than a decade ago, it has maintained reasonable rates and has consistently received stellar ratings from consumers.

While some of its competitors offer a range of services, this company focuses almost entirely on IRA transfers and rollovers. It makes up 95% of Regal Asset's business. Best of all, there aren't any fees for IRA rollovers. 

Regal has an AAA BCA rating and a score of 3.8/5 from Trustpilot. On top of that, you can find rave reviews for the company on many other review sites. 

The fee structure at Regal is clear and easy to understand. For service and storage, clients pay a flat annual fee of $250. Segregated storage is included in the fee.

While there may be investment minimums, clients won't have to pay any other transaction fees. If you'd like to learn more, reach out to Regal for additional information. Customer service is also one of Regal's main priorities.

The IRA experts at Regal provide many detailed resources. Customers have guidance from the application process onward.

To learn more, please read our complete Regal Assets review.


  • Zero fees for IRA rollovers or transfers
  • Extensive IRA rollover track record
  • Flat annual storage and service fees


  • Some of our readers have reported higher than average gold prices and not great customer service

Why Invest Gold in Your IRA?

Individual Retirement Accounts (IRA) protect your retirement as well as your family's financial security.

These special accounts allow you to set aside tax protected savings that you can use in the future.   

With these long term accounts it's important to allocate a significant portion to assets that are solid and reliable, so you have a secure retirement. 

a couple listening to a financial advisor

You can have cash in an IRA, but that is devaluing at a rapid pace and inflation is out of control

You need an asset that's dependable, retains it's value, and even increases in value over time, and there is no better asset for this than gold. 

With the world's economy struggling through lockdowns, shortages, wars, and inflation, uncertainty has never been higher and investors are protecting themselves by placing physical gold in IRA's. 

A gold IRA investment prospers from these crisis that negatively affect most other assets. 

Risk is knowing the economic dangers and doing nothing to protect yourself and your family. 

Safety is knowing the economic dangers and taking action to protect your financial future, and this is easy to do with a Gold IRA.

Top Tips to Find the Best Gold Backed IRA Company to Invest With

Work with an investment company that you can trust. When you're comparing different investment companies, you'll likely notice many similarities.   You should focus on factors like pricing, ease of investment, and customer support. 

From there, you should take a look at reviews from real customers.  This can give you a better understanding of what you could expect if you chose to work with that company.

There are scam artists that want to take advantage of investors, which is why it's best to work with a well-established company that's received positive feedback from clients.

Only work with a company that provides you with the information and resources you need to make wise investment decisions.

Pay attention to spot prices. Gold is a commodity, and its value changes over time. By paying attention to spot prices, you can purchase low and sell high.

Ask for in-depth vault receipts. These receipts, which are occasionally referred to as warehouse or warrant receipts, serve as transfer confirmations and proof of ownership.

By holding on to your receipts, you'll be able to confirm or even dispute the value of these commodities at the time of your purchase.

Stick to the IRS rules and regulations for gold IRAs. Although gold and precious metals can be excellent investments, you need to be able to confirm that these purchases are legitimate. 

There are restrictions on the purchases that are IRA eligible. You may not be able to invest collectible coins or certain types of bullion in your IRA. If you need to learn more, you can look at the IRS rules for retirement investments.

Make sure you work with an investment company that can provide you with additional information about regulations.

How We Made Our Decision

We analyzed companies closely, looking at the number of verified 5-star reviews they received. The companies we selected consistently received excellent feedback.

We also compared the number of 1-star reviews a company received to the number of 5-star reviews.

At the conclusion of our months for research into gold IRAs, the clear winner was Goldco.